Most patients with PPO insurance pay $150–$300 per session after reimbursement. Andrew's practice is private pay and out-of-network — which means longer sessions, no arbitrary limits, and complete confidentiality across every condition he treats. A superbill is provided after every visit so you can submit to your insurer and recover 40–70% of the fee.
Reimbursement estimates assume 40–70% recovery, typical for PPO out-of-network mental health benefits. Your actual reimbursement depends on your plan's deductible, allowed amount, and coinsurance rate. A Good Faith Estimate of expected charges is available before scheduling, as required under federal law.
Staying out-of-network means our work together isn't constrained by what an insurance company is willing to authorize. No required diagnoses for coverage, no arbitrary session limits, and complete confidentiality — your treatment stays between us. If you have questions about cost or coverage, reach out directly — the first call is always free.
You pay $500 for a 50-minute session. Your insurer's allowed amount is $250, and your plan reimburses 80% after your deductible is met. Your insurer sends you $200 — making your effective cost $300. Many PPO plans reimburse more generously, and patients with strong out-of-network benefits often recover 50–70% of the full fee.
Check your out-of-network benefits Call the member services number on your insurance card and ask: "What are my out-of-network mental health benefits?" Most PPO plans reimburse 40–70% of the session fee after your deductible.
Pay at time of service You pay the session fee directly. I accept all major credit cards, HSA, and FSA cards.
Receive your superbill After each session I provide a detailed medical invoice — called a superbill — with the procedure and diagnosis codes your insurer needs to process a claim.
Submit to your insurer Upload or mail your superbill to your insurance company. Reimbursement typically arrives within 2–4 weeks. Tools like Reimbursify or Mentaya can automate the submission process for you.
Not sure about your benefits? If you're unsure what your plan covers, Andrew can help you figure it out before your first session. Reach out directly — the initial phone consultation is always free.
Andrew is accepting new patients in San Francisco. Most are seen within 1–2 weeks.
Your first 15-minute phone consultation is free — no commitment required.